Setiawan, Budi. “Descriptive Analysis of Financial Literacy: Evidence from Public and Private University Students”. SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS 4, no. 1 (May 31, 2020): 73–86. Accessed April 3, 2025. https://sijdeb.unsri.ac.id/index.php/SIJDEB/article/view/182.